Direct lender — not a broker. Australian-owned and operated. Mon – Fri, 8am – 5pm AEST
Unsecured Finance
Direct lender · $5K – $300K

The Unsecured
Business Loan.

A lump sum, paid back over 12 to 18 months. Funded by us — not arranged by a broker. Fixed weekly or daily repayments, settled the same or next business day for approved applicants.

At a glance
Loan size
$5K – $300K
Term
12 – 18 mo
Repayments
Weekly or daily
Settlement
Same / next day
Decision
Same day
Top-ups
Available
What for

Built for the moves that matter.

Stock & inventory

Buy in bulk ahead of peak season and lock in supplier discounts.

Hire & expand

Bring on staff, open a new location, or refit your existing one.

Equipment

New tools, machinery, vehicles or a fit-out without waiting on a long bank-finance process.

Cash flow buffer

Smooth out a slow month or bridge the gap on slow-paying invoices.

An Australian carpenter planing timber in his sunlit workshop — typical of the small-business owners we fund.
Eligibility

Three simple criteria.

We look at the health of your business — not just credit scores or pages of paperwork. To get started, you need:

  1. 01
    6+ months trading
    A business with at least six months of trading history.
  2. 02
    $5K+ monthly turnover
    Steady monthly revenue of at least $5,000 — daily, weekly, or monthly cash flow.
  3. 03
    Active ABN
    A valid ABN and a Director or owner of the business 18 years or older.
Check your eligibility
Comparison

Why an unsecured loan over a bank line?

Unsecured Finance Big-bank loan
Decision time ~1 hour 2 – 6 weeks
Time to funded Same business day 4 – 8 weeks
Documents ABN, ID, 6 mo statements Full financial statements + business plan
Top-ups & redraws Available Renegotiation required
Pricing transparency Fixed fee, full schedule upfront Variable + admin fees
FAQ

Quick answers.

See full FAQ

No. We are a direct lender — we fund every loan from our own balance sheet. When you apply with us, you deal with the team that makes the decision and provides the money. No middleman, no broker commission, no application passed around.

No. We do one thing well: an unsecured business loan from $5,000 to $300,000, repaid in fixed weekly or daily repayments over 12–18 months.

Three main criteria: an Australian business with at least 6 months trading history, monthly turnover of $5,000+, and an active ABN. We look at the health of your business, not big-bank-style thresholds.

For loans up to $50K: driver's licence, ABN, and the last 6 months of business bank statements. For larger amounts, we may also ask for recent financial statements.

Decisions and funding are typically same or next business day.

Ready when you are

Get the funding
your business deserves.

A few minutes to apply. Decision and funding typically same or next business day.

Apply now