Your questions, answered.
The straight answers to what borrowers actually ask before applying — eligibility, paperwork, timing, repayments, and what makes us different from a broker.
No. We are a direct lender — we fund every loan from our own balance sheet. When you apply with us, you deal with the team that makes the decision and provides the money. No middleman, no broker commission, no application passed around.
No. We do one thing well: an unsecured business loan from $5,000 to $300,000, repaid in fixed weekly or daily repayments over 12–18 months.
Three main criteria: an Australian business with at least 6 months trading history, monthly turnover of $5,000+, and an active ABN. We look at the health of your business, not big-bank-style thresholds.
For loans up to $50K: driver's licence, ABN, and the last 6 months of business bank statements. For larger amounts, we may also ask for recent financial statements.
Decisions and funding are typically same or next business day.
No. We focus on the health of your business — a less-than-perfect credit score isn't a deal breaker.
Fixed weekly or daily (weekday) repayments, deducted automatically from your linked business account. Full repayment schedule provided upfront — no surprises.
Yes. You can pay out early any time. Our payout is fair — we don't charge interest through to the end of the term, only the interest accrued up to the payout date and an administration fee.
Get the funding
your business deserves.
A few minutes to apply. Decision and funding typically same or next business day.