From application to funded — fast.
We've made the process as straightforward as possible. A few minutes online to apply, a real human reviews your business, and approved loans settle the same or next business day. Here's exactly what to expect.
Apply, get a decision, get funded.
Apply online
A few minutes to fill out our short qualifying form. You'll then move into our secure loan portal to submit ID, ABN, and the last six months of business bank statements — connected securely, no PDFs to dig up.
Get a decision
An Australian credit specialist reviews your application in-house. We read the health of your business — cash flow, consistency, the story behind the numbers — not just a credit score.
Get funded
Approved? You receive a clear contract with the full repayment schedule upfront. Sign electronically, and funds land in your account the same or next business day.
A short list.
We do the rest.
No business plan. No financial forecasts. No mountain of forms. We verify what we can ourselves and pull the rest straight from your bank — the heavy lifting is on our credit team.
Driver's licence
Photo ID for the director or owner applying. Front and back, snapped on your phone.
Active ABN
Your 11-digit ABN. We verify it against the ABR — no extra paperwork from you.
6 months of bank statements
From your business bank account. Connect securely through our portal — no downloading or emailing PDFs.
Loans over $50K
For larger amounts we may also ask for recent financial statements. Your specialist will let you know upfront if so.
A real human read of your business.
No algorithm spitting out a yes/no on a single missed credit score. Our credit specialists know how to read a small business — and they understand the bumps that come with running one.
We'll often call you to chat through anything we want to understand better. That's a feature, not a delay — the part big banks and brokers skip.
business day
What happens once you're approved.
You see the contract
Loan amount, weekly or daily repayment, term, total cost — all on one page, with no surprise fees buried in the fine print.
You sign electronically
A simple e-signature, with one ID check. No printing, scanning, faxing, or couriering.
Funds land in your account
Same or next business day for most applicants. You get an email when the transfer's gone, with your repayment schedule attached.
Repayments run automatically
Fixed weekly or daily (weekday) repayments, deducted automatically from your linked business account. No manual tracking, no late-fee anxiety.
Top-ups available later
When you've paid down enough of the loan, you can top up rather than apply again from scratch. Same team, same product, less paperwork.
Three main criteria: an Australian business with at least 6 months trading history, monthly turnover of $5,000+, and an active ABN. We look at the health of your business, not big-bank-style thresholds.
For loans up to $50K: driver's licence, ABN, and the last 6 months of business bank statements. For larger amounts, we may also ask for recent financial statements.
Decisions and funding are typically same or next business day.
No. We focus on the health of your business — a less-than-perfect credit score isn't a deal breaker.
Fixed weekly or daily (weekday) repayments, deducted automatically from your linked business account. Full repayment schedule provided upfront — no surprises.
Get the funding
your business deserves.
A few minutes to apply. Decision and funding typically same or next business day.