Direct lender — not a broker. Australian-owned and operated. Mon – Fri, 8am – 5pm AEST
Unsecured Finance
Direct lender · Est. 2015

A small business that funds small businesses.

We're an Australian-owned direct lender. Like many of our customers, we're a small business — so we know what it takes to run one, and how much it matters when capital arrives on time.

A ceramicist hand-painting a mug in her workshop — the kind of Australian small business we fund.
8+
Years lending to Australian SMEs
$300k
Maximum loan size
24hr
Average time to funded
100%
Direct lending — every loan funded in-house
What we do

One product. Done properly.

Most lenders offer a catalogue. We offer one thing — an unsecured business loan from $5,000 to $300,000, paid back in fixed weekly or daily repayments over 12 to 18 months. One product, well-engineered.

$5K – $300K
Loan range
12 – 18 mo
Term
Direct
In-house lending

We've funded thousands of Australian small businesses since 2015 — cafés, tradies, salons, agencies, retail stores. Companies the big banks find hard to read on a spreadsheet.

Every loan comes from our own balance sheet. No broker commission, no application bouncing between desks, no third party making a call we then have to defend. The team that talks to you is the team that decides — and it's the team whose money is on the line.

What we don't do

No broker fees. No surprises. No runaround.

We don't broker your loan

Your application doesn't get sold on. We assess it in-house and we fund it ourselves.

We don't add surprises

Fixed fee, full repayment schedule provided upfront. No mystery rate adjustments later.

We don't offer other products

One loan, fully focused. That's the whole catalogue.

We don't lend to consumers

Business loans only. We're built for ABN holders, not personal lending.

The company
Trading as
Unsecured Finance Australia
ABN
57 609 323 337
ACN
609 323 337
Founded
2015
Office
Unit 2 / 391 Martins Road
Green Fields SA 5107
Type
Direct business lender
Ready when you are

Get the funding
your business deserves.

A few minutes to apply. Decision and funding typically same or next business day.

Apply now